Tag: commerce

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Multiple choice commerce micro, medium and small enterprises (msmes) nabard and kvic funding and assistance to small businesses privileges and other promotional measures for msmes

Choose the project initiated by Dr. Mohammad Yunus in Chitagaon University to support landless poor women to promote self-employment.

  1. Mahila Bachat Bank

  2. Gramin Bank

  3. Micro-Finance Bank

  4. None of the above
Reveal answer Fill a bubble to check yourself
B Correct answer
Explanation
Gramin Bank s a microfinance organisation and community development bank founded in Bangladesh. It makes small loans (known as microcredit or "gramincredit") to the impoverished without requiring collateral.

Gramin Bank originated in 1976, in the work of Professor Muhammad Yunus at University of Chittagong, who launched a research project to study how to design a credit delivery system to provide banking services to the rural poor. In October 1983 the Grameen Bank was authorised by national legislation to operate as an independent bank
Multiple choice commerce micro, medium and small enterprises (msmes) nabard and kvic funding and assistance to small businesses privileges and other promotional measures for msmes

Under Mahila Bachat Gat, individual loans are given upto Rs 25,000.

  1. True

  2. False
Reveal answer Fill a bubble to check yourself
B Correct answer
Explanation

The loan limit for individual members under the Mahila Bachat Gat scheme is generally higher than Rs 25,000, making the statement that it is 'upto Rs 25,000' false.

Multiple choice commerce micro, medium and small enterprises (msmes) nabard and kvic funding and assistance to small businesses privileges and other promotional measures for msmes

One of the leading objectives of Mahila Bachat Gat is ___________.

  1. to extend assistance to the Government and RBI

  2. initiating steps for technological upgradation and modernisation of existing units

  3. providing grants of Rs 75,000 to each small business units for obtaining ISO 9000 certification

  4. income generation for low-income group women
Reveal answer Fill a bubble to check yourself
D Correct answer
Explanation

Mahila Bachat Gat (Women's Savings Groups) are primarily microfinance initiatives designed to empower women through collective savings and credit. Their main objective is to foster financial independence and income generation for women in low-income groups.

Multiple choice commerce micro, medium and small enterprises (msmes) nabard and kvic funding and assistance to small businesses privileges and other promotional measures for msmes

Under Mahila Bachat Gat, loan against gold is provided for the duration of ___.

  1. 2 years

  2. 6 month

  3. 8 months

  4. 1 year
Reveal answer Fill a bubble to check yourself
D Correct answer
Explanation

Mahila Bachat Gat schemes typically offer short-term loans against gold to provide immediate liquidity to members. The standard duration for such loans is generally one year.

Multiple choice commerce micro, medium and small enterprises (msmes) nabard and kvic funding and assistance to small businesses privileges and other promotional measures for msmes

Active participation in village education committee is one of the social responsibilities of Mahila Bachat Gat.

  1. True

  2. False
Reveal answer Fill a bubble to check yourself
A Correct answer
Explanation

Mahila Bachat Gat groups are encouraged to participate in local governance and social development initiatives. Active involvement in village education committees is considered a key social responsibility for these groups.

Multiple choice commerce micro, medium and small enterprises (msmes) nabard and kvic funding and assistance to small businesses privileges and other promotional measures for msmes

Identify the Mahila Bachat Gat in Devrukh, Maharashtra.

  1. Pragati Mahila Bachat Gat

  2. Swamini Mahila Bachat Gat

  3. Asha Mahila Gat

  4. Om Shanti Mahila Bachat Ghat
Reveal answer Fill a bubble to check yourself
A Correct answer
Explanation

Pragati Mahila Bachat Gat is a known self-help group operating in the Devrukh region of Maharashtra. The other options are either generic or not associated with that specific location.

Multiple choice commerce micro, medium and small enterprises (msmes) nabard and kvic funding and assistance to small businesses privileges and other promotional measures for msmes

'Mahila Bachat Gat' was started in which place?

  1. Bangladesh

  2. India

  3. Nepal

  4. Myanmar
Reveal answer Fill a bubble to check yourself
A Correct answer
Explanation

The concept of microfinance and women's savings groups (like the Grameen Bank model) gained significant global recognition from initiatives originating in Bangladesh.

Multiple choice commerce micro, medium and small enterprises (msmes) nabard and kvic funding and assistance to small businesses privileges and other promotional measures for msmes

Group loan under Mahila Bachat Gat is borrowed from bank at __________ lending rate.

  1. Co-operative

  2. Reverse Repo

  3. Repo

  4. Fixed
Reveal answer Fill a bubble to check yourself
A Correct answer
Explanation

Mahila Bachat Gat groups often access credit through cooperative banks or institutions that provide loans at cooperative lending rates, which are designed to be affordable for small-scale groups.

Multiple choice commerce micro, medium and small enterprises (msmes) nabard and kvic funding and assistance to small businesses privileges and other promotional measures for msmes

Clients of Mann Deshi Mahila Bachat Gat are rural women with a daily income of less than Rs 60.

  1. True

  2. False
Reveal answer Fill a bubble to check yourself
A Correct answer
Explanation

The Mann Deshi Mahila Bachat Gat specifically targets the most vulnerable rural women, often defined by very low daily income thresholds to ensure the program reaches those in extreme poverty.

Multiple choice commerce micro, medium and small enterprises (msmes) nabard and kvic funding and assistance to small businesses privileges and other promotional measures for msmes

Short term loan under Mahila Bachat Gat is for a duration less than ____.

  1. 6 months

  2. 5 months

  3. 1 year

  4. 1.5years
Reveal answer Fill a bubble to check yourself
C Correct answer
Explanation

Short-term loans in the context of microfinance and Bachat Gat operations are typically defined as loans with a maturity period of less than one year.