Directions: The following item consists of a passage whose first and last sentences are labelled S1 and S6, respectively. The middle four sentences have been jumbled up and labelled P, Q, R and S. You are required to find out the proper sequence of these four sentences and indicate your answer accordingly.
S1: When you find you are unable to pay a bill, credit card dues or loan you end up with bad credit. S6: These agencies are taking a great risk, so chances are the interest will be slightly higher than if you had the perfect credit score. P: Your credit report is checked every time you apply for anything, even a mobile phone contract. Q: These days there are lenders that are willing to take a chance and enable you to apply for a personal loan with bad credit. R: It makes it difficult to secure a personal loan and even open a banking account. S: Your poor credit history can have a significantly negative effect on your financial future.