Directions: In this question, the first and the last sentences/parts of the passage/sentences are numbered S1 and S2. The rest of the passage/sentences are split into four parts and named P, Q, R, S. These four parts are not given in a proper order. Read the passage or sentences and find out which of the four combinations is correct.

S1. Commercial banks have now adopted (P) whereby they sponsor regional rural banks (Q) to save them from (R) the service area approach (S) to extend credit to small and marginal farmers and rural artisans S2. the clutches of the money-lenders