VAM (Vesicular Arbuscular Mycorrhiza) is a symbiotic fungus that forms associations with plant roots, enhancing nutrient uptake (especially phosphorus) and water absorption. It's widely used as an organic alternative to inorganic phosphatic fertilizers. The other options are all bacteria: Azospirillum and Azotobacter are nitrogen fixers, PSB are phosphate solubilizers, but VAM refers specifically to mycorrhizal fungi.