Which of the following is/are not important regulations relating to acceptance of deposits by NBFCs?

(i) The NBFCs are allowed to accept/renew public deposits for a minimum period of 12 months and maximum period of 60 months. (ii) NBFCs should have minimum investment grade credit rating. (iii) The repayment of deposits by NBFCs is guaranteed by RBI. (iv) NBFCs can offer gifts/incentives or any other additional benefit to the depositors.

Some of the important regulations relating to acceptance of deposits by NBFCs are 

The NBFCs are allowed to accept/renew public deposits for a minimum period of 12 months and maximum period of 60 months. They cannot accept deposits repayable on demand. NBFCs cannot offer interest rates higher than the ceiling rate prescribed by RBI from time to time. The present ceiling is 12.5 per cent per annum.  NBFCs cannot offer gifts/incentives or any other additional benefit to the depositors. NBFCs should have minimum investment grade credit rating. The deposits with NBFCs are not insured. The repayment of deposits by NBFCs is not guaranteed by RBI. Certain mandatory disclosures are to be made about the company in the application form issued by the company soliciting deposits. Thus, (iii) and (iv) are not true.