Multiple choice

______ method of underwriting is suitable while deciding a complex case, e.g. whether to give insurance to someone who has acute diabetes.

  1. Instrumental

  2. Panelling

  3. Non-medical

  4. Judgmental
Reveal answer Fill a bubble to check yourself
D Correct answer
Explanation

Under this method, subjective judgment is used, often relying on the expert opinion of a medical professional known as the medical referee, especially when the deciding case is complex.

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