Multiple choice general knowledge

When disputing charges, how much time do you have to contact your creditor after receiving your bill?

  1. 1 billing cycle

  2. A year

  3. 60 days

  4. I don't know!

Reveal answer Fill a bubble to check yourself
C Correct answer
Explanation

Federal law (Fair Credit Billing Act) gives you 60 days from the date your statement is mailed to notify your creditor about billing errors. This is the window for protecting your rights - waiting longer means losing legal dispute protections.