general knowledge Online Quiz - 5388

A credit card margin is the spread added to an index rate (like Prime Rate) to determine the APR. A 3-point margin means the APR is 3 percentage points above the reference index rate, not about differences between purchase/cash advance rates or minimum payment percentages.

Federal law (Fair Credit Billing Act) gives you 60 days from the date your statement is mailed to notify your creditor about billing errors. This is the window for protecting your rights - waiting longer means losing legal dispute protections.

Revolving credit means you can borrow repeatedly up to your credit limit as you make payments, with interest charged on the outstanding balance. Unlike installment loans, it's not about APR changes tied to Prime Rate or penalty rates for late payments.

Variable APRs can be pegged to various benchmark rates including Prime, Treasury Bill, or Federal Reserve Discount rates. The card agreement specifies which index plus margin are used, so all three are valid bases for determining your rate.

A chargeback is when you successfully dispute a charge (typically for fraud or goods not received) and your card issuer credits your account after investigation. It's different from fee removals or merchant returns - it's specifically a disputed transaction reversal.

Debit cards have weaker fraud protections than credit cards under federal law. Your liability for unauthorized debit transactions can be unlimited if you don't report within 60 days, whereas credit cards have a $50 maximum liability and stronger dispute rights.

The song 'Kajra Re' from the 2005 film Bunty Aur Babli was sung by Alisha Chinai along with Shankar Mahadevan. This item number became highly popular and was one of the biggest chartbusters of that year. Alisha Chinai is known for her distinctive voice and has sung several popular Bollywood songs.

Sonu Nigam sang the male version of "Piyu Bole" from the film Parineeta (2005). The song also features a female version and was composed by Shantanu Moitra. Sonu Nigam's voice was well-suited to the romantic, classical-inspired melody of this number.

Srinivas sang "Kaise Hain Yeh Ruth" from Dil Chahta Hai (2001), composed by Shankar-Ehsaan-Loy. Srinivas was a frequent collaborator with the composer trio and lent his voice to several tracks in the film.

Madhushree sang "Kabhi Neem Neem" from Yuva (2004), composed by A.R. Rahman. The song features a folk-classical fusion style, and Madhushree's voice was well-suited to this complex melody.

Asha Bhosle sang "Radha Kaise Na Jale" from Lagaan (2001), composed by A.R. Rahman. The song is a playful, classical-inspired number where Asha Bhosle's versatile voice captured the character's emotional turmoil beautifully.

Anuradha Paudwal sang "Dhak Dhak Karne Laga" from Beta (1992), composed by Anand-Milind. The song became iconic and Anuradha Paudwal's powerful, emotive delivery made it one of the most memorable Bollywood numbers of the 90s.

Farhan Akhtar sang "Pichle Saat Dinon Mein" from Rock On!! (2008). Farhan not only acted in and directed the film but also lent his voice to several tracks, bringing an authentic, raw quality to the rock-inspired soundtrack.

Vishal Bharadwaj sang the title track "Kaminey" from Kaminey (2009). While Sukhwinder Singh also contributed to the song, the primary version featured Vishal Bharadwaj's distinctive voice - the composer-director often sang for his own films.

Naresh Iyer sang "Roobaroo" from Rang De Basanti (2006) along with A.R. Rahman. The question specifies the male singer other than Rahman, and Naresh Iyer was the lead vocalist on this motivational anthem. He was a frequent Rahman collaborator.

Kenneth Chenault served as CEO of American Express from 2001-2018. He was one of the first African American CEOs of a Fortune 500 company and is widely recognized for his leadership during the 2008 financial crisis. NOTE: This information reflects the era when the question was created; the current CEO (2024) is Stephen Squeri.

Eric Schmidt served as CEO of Google from 2001-2015. He was brought in as CEO to provide adult supervision to the young founders Larry Page and Sergey Brin. NOTE: This information is now dated; Google has had multiple CEOs since (Sundar Pichai became CEO in 2015).

Harish Manwani served as CEO of Hindustan Lever Limited (now Hindustan Unilever) during the 2000s. He was a long-serving Unilever veteran and led the Indian subsidiary during a period of significant growth. NOTE: This information is now dated; the company has had multiple leadership changes since.

Arun Sarin served as the CEO of Vodafone Group plc from 2003 to 2008. During his tenure, he expanded the company's footprint significantly into emerging markets like India. The other individuals listed are prominent business executives but did not hold the CEO position at Vodafone.