Multiple choice technology mainframe

What is a Statement?

  1. Statement includes the following details for a Calendar Month 1)All the transaction done by the customer for a Calendar Month 2)Late fees charged 3)Annual/Membership Fee charged 4)Interest charged 5)Minimum Due Amount 6)Payment Due Date 7)Current cycle da

  2. Statement includes the following details for that Cycle 1) All the transaction done by the customer for that Cycle 2)Late fees charged 3)Annual/Membership Fee charged 4)Interest charged 5) Minimum Due Amount 6)Payment Due Date 8)Current cycle date 9) Curr

  3. Statement includes the following details for the Previous Cycle 1)All the transaction done by the customer for the Previous Cycle 2)Late fees charged 3)Annual/Membership Fee charged4)Interest charged5)•

  4. Both B&C

Reveal answer Fill a bubble to check yourself
B Correct answer
Explanation

A credit card Statement includes comprehensive details for a specific billing cycle: all transactions made during that cycle, late fees, annual/membership fees, interest charges, minimum due amount, payment due date, current cycle date, and current outstanding balance. Option A is incorrect because statements are cycle-based, not calendar month-based. Option C incorrectly refers to the previous cycle - statements always cover the current/billing cycle. Option D is unnecessary because only option B is correct.

AI explanation

A credit card statement is generated for a specific billing cycle, not a calendar month. It lists all transactions made during that cycle, along with any late fees, annual/membership fees, and interest charged, plus the minimum amount due and the payment due date. Because billing cycles rarely align with calendar months, option B (details for 'that Cycle') is the accurate definition rather than the calendar-month or previous-cycle options.