For a low risk Roger's Customer which statement is true.
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PIN can be defined. If no PIN, nothing is needed.
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PIN is need.
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Date of birth or postal code should be defined.
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PIN, Postal code and date of birth should be defined.
For low-risk Roger's customers, authentication requirements are relaxed. A PIN can optionally be defined, but if no PIN is set, no additional authentication is needed. Higher-risk customers require stronger verification like postal code or date of birth. This tiered approach balances security with user convenience.
This question involves a specific telecom/banking risk-tiering policy (likely from Rogers or a similar provider) regarding identity verification requirements for "low risk" customers. The marked answer states that for a low-risk customer, a PIN can optionally be defined, and if none is set, no further verification is needed — implying reduced verification burden for low-risk profiles compared to requiring a mandatory PIN or additional identifiers like date of birth/postal code (which the other options require unconditionally). This is internal policy-specific knowledge that can't be verified against general knowledge, so the answer is taken as given by the source material.