Civics Polity · General Awareness
Social Welfare Programs
1,269 Questions
Attempt questions on various social welfare programs, government policies, and public assistance initiatives. The topics cover security benefits, disability support, and healthcare subsidies. These questions help candidates prepare for the social studies and civics sections of exams.
Security benefitsDisability assistanceGovernment transfer paymentsHealthcare subsidiesPoverty reduction policies
Social Welfare Programs Questions
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child benefit
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state pension
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unemployment benefit
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invalidity benefit
C
Correct answer
Explanation
'Dole' in British English refers to unemployment benefits or financial assistance provided by the state to unemployed individuals. Options A (child benefit) and B (state pension) are specific welfare payments for different groups, while D (invalidity benefit) is for disability. The phrase 'on the dole' specifically means receiving unemployment support.
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Integrated employee health and welfare administration services for active, former and retired employees.
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Outsourcing of entire human resources department.
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Employee assistance programs to work-life, health coaching and absence management solutions.
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None of the above
A
Correct answer
Explanation
Ceridian's Benefits Administration Services unit handles integrated health and welfare administration for active, former, and retired employees. This includes benefits enrollment, compliance, and ongoing administration. Option B describes full HR outsourcing (different service), while C describes Lifeworks (EAP services).
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Simplified Security Number
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Single Security Number
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Social Security Number
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Simple Security Number
C
Correct answer
Explanation
SSN stands for Social Security Number, the unique identification number issued by the U.S. Social Security Administration for tracking individuals' earnings and benefits. Option C correctly identifies this fundamental U.S. identifier. The other options incorrectly substitute Simplified or Single for Social.
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Single Security Administration
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Social Security Administration
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Simple Security Administration
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Simplified Security Administration
B
Correct answer
Explanation
SSA stands for Social Security Administration, the U.S. federal agency responsible for administering Social Security programs. Option B correctly identifies this government agency. The other options incorrectly substitute Single, Simple, or Simplified for Social.
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Special Low-income Medicare Beneficiary
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Self Low-income Medicare Beneficiary
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Statutory Low-income Medicare Beneficiary
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Simple Low-income Medicare Beneficiary
A
Correct answer
Explanation
SLMB stands for Specified Low-income Medicare Beneficiary (or Special Low-income Medicare Beneficiary), a Medicare Savings Program for individuals with slightly higher income than QMB qualifiers. Options B, C, and D incorrectly use 'Self', 'Statutory', and 'Simple' instead of 'Special/Specified'.
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Insurance Act dealing with Adjustment benefits
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provides for periodic increases in disability income amount corresponding to increase in Cost of Living
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a consumer price index used for calculating the Inflation cost for insurance claims
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Its a mental health parity act
B
Correct answer
Explanation
COLA (Cost-of-Living Adjustment) provisions in disability income policies periodically increase benefit amounts to keep pace with inflation, preserving purchasing power during long disability claims. Without COLA, fixed disability payments would erode in real value over extended periods. This rider is particularly valuable for younger disabled workers.
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Social Security
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Medicaid
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Medicare
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Supplemental Security
C
Correct answer
Explanation
Medicare is the federal health insurance program specifically designed for people aged 65 or older in the United States. Social Security provides retirement income but not health insurance, while Medicaid serves low-income individuals of all ages. Supplemental Security Income (SSI) is also a needs-based income program, not health insurance.
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QUALIFIED SSA
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UNQUALIFIED SSA
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All the above
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None of the above
C
Correct answer
Explanation
There are two types of SSA (Segment Search Arguments) in IMS: QUALIFIED SSA (specifies exact segment with field conditions) and UNQUALIFIED SSA (specifies only segment type without conditions). The question asks 'What are the different types' and the correct answer is both types exist. The option 'All the above' is only correct if A and B are both valid types, which they are.
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socialSecurityNumber
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socialSecurityNum
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secnum
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customerssn
D
Correct answer
Explanation
The Match Type is Partial and the parameter is ssn, meaning any parameter name containing ssn will be filled with the value 273 27 2733. Of the options, only customerssn contains the substring ssn. Options A, B, and C do not contain ssn and would not match.
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Basic and Complex
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General and Specific
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Qualified and Unqualified
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None of these
C
Correct answer
Explanation
IMS SSAs (Segment Search Arguments) come in two types: qualified SSAs specify search criteria (qualification) to find a specific segment, while unqualified SSAs retrieve segments without filtering criteria. Qualified SSAs include command codes and qualification fields, whereas unqualified SSAs only identify the segment type by name.
A
Correct answer
Explanation
In IMS, status code AJ indicates an invalid or improperly formed SSA (Segment Search Argument). Status codes beginning with 'A' are application-level errors specific to IMS, while other ranges represent different error categories. The AJ code specifically means the SSA format is incorrect or contains invalid segment names or qualifications.
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annual bonus
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non-financial incentives
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old age pension
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none of the above
C
Correct answer
Explanation
Social Security Benefits are the monetary benefits received by retired workers who have paid in to the Social Security system during their working years.
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Crop Insurance Scheme (RKBY)
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Janata Personal Accident
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Jan Arogya
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All of the above
D
Correct answer
Explanation
Insurers play an important role in social security schemes sponsored by the Government. The Crop Insurance Scheme (RKBY) is a measure with considerable social significance. The scheme benefits not only the insured farmers but also the community directly and indirectly.
Apart from this support to Government schemes, the insurance industry itself offers on a commercial basis, insurance covers which have the ultimate objective of social security. Examples are Janata Personal Accident, Jan Arogya, etc. Thus, all the given options are correct.
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Health Insurance and Medical
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Gratuity
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Pension
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All of the above
D
Correct answer
Explanation
Generally, India’s social security schemes cover the following types of social insurances:Pension
Health Insurance and Medical
Maternity
Gratuity
Disability
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Permanent physical disability
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Partial but serious physical disability
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Disability due to poverty
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None of these
D
Correct answer
Explanation
Option (4) is correct: None of the above mentioned disabilities comes under Section 6 of Limitation Act. Legal disabilities under Section 6 of the Limitation Act are insanity, minority and idiocy.