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Banking Knowledge for Competitive Exams

Questions useful to crack bank exams.

15 Questions Published
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Questions

Question 1 Multiple Choice (Single Answer)

Which of the following is not a subsidiary of the State Bank Group?

  1. State Bank of Mysore
  2. State Bank of Indore
  3. State Bank of Patiala
  4. State Bank of Hyderabad
  5. State Bank of Travancore
Question 2 Multiple Choice (Single Answer)

Which of the following was nationalised in 1959?

  1. Bank of Baroda
  2. Corporation Bank
  3. State Bank of India
  4. State Bank Subsidiaries
  5. Reserve Bank of India
Question 3 Multiple Choice (Single Answer)

Which of the following is not a credit rating agency?

  1. CRISIL
  2. CARE
  3. S&P
  4. IRDA
  5. ICRA
Question 4 Multiple Choice (Single Answer)

Which of the following is the punch line of HDFC?

  1. Hum hai na
  2. World's local bank
  3. We understand your world
  4. Your perfect banking partner
  5. Build a better life around us
Question 5 Multiple Choice (Single Answer)

Which of the following is called the other public sector bank?

  1. ICICI
  2. IDBI
  3. Axis Bank
  4. HDFC
  5. SBI
Question 6 Multiple Choice (Single Answer)

A loan bearing low rate of interest is known as a ________.

  1. hard loan
  2. soft loan
  3. capital loan
  4. business loan
  5. personal loan
Question 7 Multiple Choice (Single Answer)

Who among the following has not served as a governor of RBI?

  1. L. K. Jha
  2. N. C. Sen Gupta
  3. P. C. Bhattacharya
  4. Benegal Rama Rau
  5. None of the above
Question 8 Multiple Choice (Single Answer)

Which of the following is not the name of a foreign bank having branch in India?

  1. Calyon Bank
  2. DBS Bank
  3. Standard Chartered Bank
  4. State Bank of Mauritius
  5. Heritage Bank
Question 9 Multiple Choice (Single Answer)

Which of the following terms is not related to banking?

  1. Dormant
  2. Pay in slip
  3. Overdraft
  4. At-the-Money
  5. Debit card
Question 10 Multiple Choice (Single Answer)

Who among the following was the first indian governor of RBI?

  1. Benegal Rama Rau
  2. L. K. Jha
  3. N. C. Sen Gupta
  4. C. D. Deshmukh
  5. B. N. Adarkar
Question 11 Multiple Choice (Single Answer)

Loans of very small amount given to the low income group is called ________.

  1. cash credit
  2. rural credit
  3. micro credit
  4. overdraft
  5. none of above
Question 12 Multiple Choice (Single Answer)

Banks do not pay interest on ________ because the funds of these accounts are not used for lending purpose.

  1. saving accounts
  2. current account
  3. fixed deposit account
  4. recurring deposit account
  5. none of these
Question 13 Multiple Choice (Single Answer)

When a bank provides a loan for purchase of white goods, it is categorised as ________.

  1. consumption loan
  2. home loan
  3. consumer durable loan
  4. education loan
  5. bridge loan
Question 14 Multiple Choice (Single Answer)

Which of the following is not a function of commercial banks in India?

  1. Accepting deposits
  2. Making advances
  3. Transfer of funds
  4. Issue of currency
  5. Collection of cheques
Question 15 Multiple Choice (Single Answer)

Which of the following is not decided by the Reserve Bank of India?

  1. CAR
  2. CRR
  3. Base rate
  4. Bank rate
  5. Repo rate
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