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Management and Finance (UGC/NET Paper II & III)
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Non-performing Advance means
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A
Loans becoming overdue beyond 90 days
💡 Explanation:
Non-performing Advances (NPAs) refer to loans or advances where principal or interest payments remain overdue for a period of 90 days or more. The 90-day threshold is the regulatory standard used by Indian banks to classify an asset as non-performing, triggering provisioning requirements and closer monitoring by regulators.