The History of the Affordable Care Act
Test your knowledge about the history and provisions of the Affordable Care Act, also known as Obamacare.
Questions
Question 1 Multiple Choice (Single Answer)
When was the Affordable Care Act signed into law?
- March 23, 2010
- June 28, 2012
- January 1, 2014
- October 1, 2015
Question 2 Multiple Choice (Single Answer)
What was the main goal of the Affordable Care Act?
- To provide health insurance to all Americans
- To reduce the cost of healthcare
- To improve the quality of healthcare
- All of the above
Question 3 Multiple Choice (Single Answer)
Which of the following is NOT a key provision of the Affordable Care Act?
- The individual mandate
- The employer mandate
- The health insurance exchanges
- The Medicaid expansion
Question 4 Multiple Choice (Single Answer)
What is the individual mandate?
- A requirement that all Americans have health insurance
- A requirement that all employers offer health insurance to their employees
- A requirement that all states expand Medicaid
- A requirement that all health insurance plans cover certain essential health benefits
Question 5 Multiple Choice (Single Answer)
What is the Medicaid expansion?
- A provision that requires all states to expand Medicaid to cover all low-income adults
- A provision that provides subsidies to help low-income Americans purchase health insurance
- A provision that creates health insurance exchanges where individuals and small businesses can purchase health insurance
- A provision that requires all health insurance plans to cover certain essential health benefits
Question 6 Multiple Choice (Single Answer)
What are the health insurance exchanges?
- Online marketplaces where individuals and small businesses can purchase health insurance
- Government-run health insurance plans
- Non-profit organizations that provide health insurance to low-income Americans
- Employer-sponsored health insurance plans
Question 7 Multiple Choice (Single Answer)
What are essential health benefits?
- A set of basic health benefits that all health insurance plans must cover
- A set of additional health benefits that health insurance plans can offer
- A set of health benefits that are only available to low-income Americans
- A set of health benefits that are only available to people with pre-existing conditions
Question 8 Multiple Choice (Single Answer)
What is the Cadillac tax?
- A tax on high-cost health insurance plans
- A tax on health insurance premiums
- A tax on health insurance deductibles
- A tax on health insurance copayments
Question 9 Multiple Choice (Single Answer)
What is the medical device tax?
- A tax on medical devices
- A tax on prescription drugs
- A tax on hospital stays
- A tax on doctor visits
Question 10 Multiple Choice (Single Answer)
What is the individual shared responsibility payment?
- A penalty that individuals must pay if they do not have health insurance
- A penalty that employers must pay if they do not offer health insurance to their employees
- A penalty that states must pay if they do not expand Medicaid
- A penalty that health insurance companies must pay if they do not cover essential health benefits
Question 11 Multiple Choice (Single Answer)
What is the employer shared responsibility payment?
- A penalty that employers must pay if they do not offer health insurance to their employees
- A penalty that individuals must pay if they do not have health insurance
- A penalty that states must pay if they do not expand Medicaid
- A penalty that health insurance companies must pay if they do not cover essential health benefits
Question 12 Multiple Choice (Single Answer)
What is the health insurance premium tax credit?
- A tax credit that helps low- and middle-income Americans purchase health insurance
- A tax credit that helps employers offer health insurance to their employees
- A tax credit that helps states expand Medicaid
- A tax credit that helps health insurance companies cover essential health benefits
Question 13 Multiple Choice (Single Answer)
What is the cost-sharing reduction subsidy?
- A subsidy that helps low-income Americans pay for their health insurance deductibles, copayments, and coinsurance
- A subsidy that helps employers offer health insurance to their employees
- A subsidy that helps states expand Medicaid
- A subsidy that helps health insurance companies cover essential health benefits
Question 14 Multiple Choice (Single Answer)
What is the reinsurance program?
- A program that helps health insurance companies cover the costs of high-risk patients
- A program that helps employers offer health insurance to their employees
- A program that helps states expand Medicaid
- A program that helps health insurance companies cover essential health benefits
Question 15 Multiple Choice (Single Answer)
What is the innovation center?
- A center that develops and tests new ways to improve the quality and efficiency of healthcare
- A center that provides grants to states to expand Medicaid
- A center that helps employers offer health insurance to their employees
- A center that helps health insurance companies cover essential health benefits