Health Care Law

The Affordable Care Act, also known as Obamacare, was signed into law in 2010. It is the primary federal law that governs health care in the United States.

HIPAA was enacted in 1996 to protect the privacy of patient health information. It sets standards for the use and disclosure of patient health information by covered entities, such as health care providers, health plans, and health care clearinghouses.

The Medicare and Medicaid Act, also known as the Social Security Act, was enacted in 1965. It provides health insurance to seniors and people with disabilities through Medicare and Medicaid.

The Social Security Act, also known as the Medicare and Medicaid Act, was enacted in 1935. It provides health insurance to low-income individuals through Medicaid.

The Affordable Care Act's individual mandate requires all individuals to have health insurance. Individuals who do not have health insurance may be subject to a tax penalty.

The Affordable Care Act's employer mandate requires all employers with 50 or more full-time employees to provide health insurance to their employees. Employers who do not provide health insurance may be subject to a tax penalty.

The Affordable Care Act's Medicaid expansion requires all states to expand Medicaid to cover all adults with incomes up to 138% of the federal poverty level. States that do not expand Medicaid may lose federal funding.

Essential health benefits are a set of health benefits that all health insurance plans must cover. These benefits include doctor visits, hospital stays, prescription drugs, and mental health services.

The Health Insurance Marketplace is a government-run website where individuals and small businesses can shop for health insurance. Individuals and small businesses can compare plans and prices and choose the plan that best meets their needs.

A health insurance premium is the monthly cost of health insurance. The premium is paid to the health insurance company in order to maintain coverage.

A deductible is the amount of money that you have to pay out-of-pocket for health care services before your health insurance starts to cover the costs. Once you have met your deductible, your health insurance will start to pay for covered services.

A copay is the amount of money that you have to pay out-of-pocket for a doctor's visit. Copays are typically a fixed amount, such as $20 or $30.

A coinsurance is the amount of money that you have to pay out-of-pocket for a doctor's visit. Coinsurance is typically a percentage of the total cost of the visit, such as 20% or 30%.

A maximum out-of-pocket limit is the amount of money that you have to pay out-of-pocket for health care services before your health insurance starts to cover the costs. Once you have reached your maximum out-of-pocket limit, your health insurance will pay for all covered services.