Health Insurance Copayments and Coinsurance

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What is a copayment in health insurance?

  1. A fixed amount you pay for a covered medical service.
  2. A percentage of the total cost of a covered medical service.
  3. A deductible you must meet before your insurance starts to cover costs.
  4. A maximum amount you have to pay out-of-pocket for covered medical services in a year.
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