Social Security Earnings Test

The Social Security Earnings Test is a provision of the Social Security Act that limits the amount of money that individuals can earn while receiving Social Security retirement or disability benefits. This quiz will test your knowledge of the Social Security Earnings Test.

14 Questions Published

Questions

Question 1 Multiple Choice (Single Answer)

What is the Social Security Earnings Test?

  1. A provision of the Social Security Act that limits the amount of money that individuals can earn while receiving Social Security retirement or disability benefits.
  2. A provision of the Social Security Act that requires individuals to earn a certain amount of money in order to qualify for Social Security benefits.
  3. A provision of the Social Security Act that taxes individuals' Social Security benefits if they earn too much money.
  4. A provision of the Social Security Act that allows individuals to receive Social Security benefits even if they continue to work.
Question 2 Multiple Choice (Single Answer)

Who is subject to the Social Security Earnings Test?

  1. Individuals who are receiving Social Security retirement benefits.
  2. Individuals who are receiving Social Security disability benefits.
  3. Individuals who are receiving both Social Security retirement and disability benefits.
  4. All of the above.
Question 3 Multiple Choice (Single Answer)

What is the earnings limit for the Social Security Earnings Test?

  1. $18,240 for individuals under full retirement age.
  2. $14,760 for individuals who are full retirement age or older.
  3. $1,560 per month for individuals who are receiving Social Security disability benefits.
  4. All of the above.
Question 4 Multiple Choice (Single Answer)

What happens if I earn more than the earnings limit for the Social Security Earnings Test?

  1. My Social Security benefits will be reduced.
  2. My Social Security benefits will be suspended.
  3. My Social Security benefits will be terminated.
  4. None of the above.
Question 5 Multiple Choice (Single Answer)

How can I avoid having my Social Security benefits reduced by the Earnings Test?

  1. I can stop working.
  2. I can reduce my earnings.
  3. I can apply for an exemption from the Earnings Test.
  4. All of the above.
Question 6 Multiple Choice (Single Answer)

What is an exemption from the Social Security Earnings Test?

  1. A provision that allows individuals to earn more than the earnings limit without having their Social Security benefits reduced.
  2. A provision that allows individuals to continue to receive Social Security benefits even if they are working.
  3. A provision that allows individuals to receive Social Security benefits even if they are not disabled.
  4. None of the above.
Question 7 Multiple Choice (Single Answer)

How do I apply for an exemption from the Social Security Earnings Test?

  1. I can contact the Social Security Administration.
  2. I can file an application online.
  3. I can mail an application to the Social Security Administration.
  4. All of the above.
Question 8 Multiple Choice (Single Answer)

What is the substantial gainful activity exemption from the Social Security Earnings Test?

  1. An exemption that allows individuals to earn more than the earnings limit if they are not engaged in substantial gainful activity.
  2. An exemption that allows individuals to continue to receive Social Security benefits even if they are working.
  3. An exemption that allows individuals to receive Social Security benefits even if they are not disabled.
  4. None of the above.
Question 9 Multiple Choice (Single Answer)

What is the work incentives exemption from the Social Security Earnings Test?

  1. An exemption that allows individuals to earn more than the earnings limit if they are working in a job that is designed to help them return to work.
  2. An exemption that allows individuals to continue to receive Social Security benefits even if they are working.
  3. An exemption that allows individuals to receive Social Security benefits even if they are not disabled.
  4. None of the above.
Question 10 Multiple Choice (Single Answer)

What is the student exemption from the Social Security Earnings Test?

  1. An exemption that allows individuals to earn more than the earnings limit if they are full-time students.
  2. An exemption that allows individuals to continue to receive Social Security benefits even if they are working.
  3. An exemption that allows individuals to receive Social Security benefits even if they are not disabled.
  4. None of the above.
Question 11 Multiple Choice (Single Answer)

When does the Social Security Earnings Test end?

  1. When the individual reaches full retirement age.
  2. When the individual stops working.
  3. When the individual's earnings fall below the earnings limit.
  4. None of the above.
Question 12 Multiple Choice (Single Answer)

What is the penalty for earning too much money under the Social Security Earnings Test?

  1. Your Social Security benefits will be reduced.
  2. Your Social Security benefits will be suspended.
  3. Your Social Security benefits will be terminated.
  4. None of the above.
Question 13 Multiple Choice (Single Answer)

How can I appeal a decision about my Social Security Earnings Test?

  1. I can contact the Social Security Administration.
  2. I can file an appeal online.
  3. I can mail an appeal to the Social Security Administration.
  4. All of the above.
Question 14 Multiple Choice (Single Answer)

Where can I find more information about the Social Security Earnings Test?

  1. The Social Security Administration website.
  2. The Social Security Handbook.
  3. The Social Security Administration's toll-free number.
  4. All of the above.