Understanding Health Care Access and Affordability
This quiz will test your understanding of health care access and affordability.
Questions
Question 1 Multiple Choice (Single Answer)
What is the Affordable Care Act (ACA)?
- A law that provides health insurance to all Americans.
- A law that regulates the health insurance industry.
- A law that provides tax credits to help people afford health insurance.
- A law that expands Medicaid to cover more people.
Question 2 Multiple Choice (Single Answer)
What is the Medicaid expansion?
- A provision of the ACA that expands Medicaid to cover more people.
- A program that provides health insurance to low-income families.
- A program that provides health insurance to people with disabilities.
- A program that provides health insurance to veterans.
Question 3 Multiple Choice (Single Answer)
What is the individual mandate?
- A provision of the ACA that requires most Americans to have health insurance.
- A provision of the ACA that requires employers to offer health insurance to their employees.
- A provision of the ACA that provides tax credits to help people afford health insurance.
- A provision of the ACA that expands Medicaid to cover more people.
Question 4 Multiple Choice (Single Answer)
What is the employer mandate?
- A provision of the ACA that requires employers to offer health insurance to their employees.
- A provision of the ACA that requires most Americans to have health insurance.
- A provision of the ACA that provides tax credits to help people afford health insurance.
- A provision of the ACA that expands Medicaid to cover more people.
Question 5 Multiple Choice (Single Answer)
What are health insurance exchanges?
- Online marketplaces where people can shop for health insurance.
- Government agencies that regulate the health insurance industry.
- Non-profit organizations that provide health insurance to low-income families.
- For-profit companies that provide health insurance to individuals and families.
Question 6 Multiple Choice (Single Answer)
What are premium tax credits?
- Tax credits that help people afford health insurance premiums.
- Tax credits that help people afford health insurance deductibles.
- Tax credits that help people afford health insurance copayments.
- Tax credits that help people afford health insurance coinsurance.
Question 7 Multiple Choice (Single Answer)
What are cost-sharing reductions?
- Reductions in the cost of health insurance premiums.
- Reductions in the cost of health insurance deductibles.
- Reductions in the cost of health insurance copayments.
- Reductions in the cost of health insurance coinsurance.
Question 8 Multiple Choice (Single Answer)
What is the Cadillac tax?
- A tax on high-cost health insurance plans.
- A tax on health insurance premiums.
- A tax on health insurance deductibles.
- A tax on health insurance copayments.
Question 9 Multiple Choice (Single Answer)
What is the health insurance risk corridor program?
- A program that provides financial assistance to health insurance companies that experience losses.
- A program that provides financial assistance to health insurance companies that experience profits.
- A program that provides financial assistance to people who experience high health care costs.
- A program that provides financial assistance to people who have pre-existing conditions.
Question 10 Multiple Choice (Single Answer)
What is the health insurance reinsurance program?
- A program that provides financial assistance to health insurance companies that reinsure their policies.
- A program that provides financial assistance to health insurance companies that do not reinsure their policies.
- A program that provides financial assistance to people who experience high health care costs.
- A program that provides financial assistance to people who have pre-existing conditions.
Question 11 Multiple Choice (Single Answer)
What is the Medicare Part D prescription drug benefit?
- A program that provides prescription drug coverage to people with Medicare.
- A program that provides prescription drug coverage to people with Medicaid.
- A program that provides prescription drug coverage to people with private health insurance.
- A program that provides prescription drug coverage to people who are uninsured.
Question 12 Multiple Choice (Single Answer)
What is the Medicare Advantage program?
- A program that allows people with Medicare to get their health care from private health insurance companies.
- A program that provides prescription drug coverage to people with Medicare.
- A program that provides long-term care coverage to people with Medicare.
- A program that provides dental coverage to people with Medicare.
Question 13 Multiple Choice (Single Answer)
What is the Children's Health Insurance Program (CHIP)?
- A program that provides health insurance to children from low-income families.
- A program that provides health insurance to children from middle-income families.
- A program that provides health insurance to children from high-income families.
- A program that provides health insurance to children who are uninsured.
Question 14 Multiple Choice (Single Answer)
What is the Indian Health Service (IHS)?
- A federal agency that provides health care to American Indians and Alaska Natives.
- A federal agency that provides health care to veterans.
- A federal agency that provides health care to people with disabilities.
- A federal agency that provides health care to people who are uninsured.
Question 15 Multiple Choice (Single Answer)
What is the National Health Service Corps (NHSC)?
- A program that provides scholarships and loan repayments to health care professionals who work in underserved areas.
- A program that provides grants to health care providers who serve underserved populations.
- A program that provides technical assistance to health care providers who serve underserved populations.
- A program that provides research funding to health care researchers who study underserved populations.