Health Insurance Basics

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Question 1 of 15

In almost all medical insurance policies I have seen, there is an "exclusion" for "pre-existing conditions." What does this mean?

Select Your Answer:

When an insurance company decides they don’t like you, they can "exclude" you. Saying "pre-existing condition" makes it official.

There are no benefits for a condition for which you are receiving treatment or have been advised to receive treatment

It means the company will not pay claims for a condition that runs in your family

Both A and C are possible reasons for an exclusion.

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