The Geography of Housing Justice

Displacement is the process of forcing people to leave their homes due to rising property values, often as a result of gentrification.

The Home Owners' Loan Corporation Act of 1934 created the Home Owners' Loan Corporation (HOLC), which was tasked with providing loans to homeowners who were in danger of losing their homes due to the Great Depression. However, the HOLC also engaged in redlining, which involved denying loans to certain neighborhoods based on their racial composition.

Zoning is a land use planning tool that divides a municipality into different zones, each with its own set of regulations regarding the types of development that are allowed. Zoning can be used to limit the number of housing units that can be built in a particular area.

The Fair Housing Act of 1968 prohibits discrimination in housing based on race, color, religion, national origin, sex, familial status, and disability. It also prohibits discrimination in lending and advertising.

Conversion is the process of converting a single-family home into multiple rental units. This can be done by adding additional bedrooms or bathrooms, or by dividing the home into separate apartments.

Section 8 is a federal program that provides rental assistance to low-income families and individuals. The program provides vouchers that can be used to rent apartments or houses from private landlords.

Urbanization is the process of moving people from rural areas to urban areas. This can be caused by a number of factors, including economic opportunities, better access to education and healthcare, and the desire to be closer to family and friends.

The HOME Investment Partnerships Program provides grants to states and local governments to develop affordable housing. The program can be used to build new housing, rehabilitate existing housing, and provide rental assistance to low-income families and individuals.

Suburbanization is the process of moving people from urban areas to suburban areas. This can be caused by a number of factors, including the desire for more space, better schools, and a lower cost of living.

The Low-Income Housing Tax Credit is a federal tax credit that encourages the development of affordable housing. The credit is available to developers who build or rehabilitate housing that is rented to low-income families and individuals.

Rehabilitation is the process of improving the quality of housing and living conditions in a particular area. This can be done by repairing or replacing damaged or outdated building materials, adding new amenities, or making the housing more energy-efficient.

Public housing is a federal program that provides housing to low-income families and individuals. The program is administered by the U.S. Department of Housing and Urban Development (HUD).

The HOME Investment Partnerships Program provides funding for the construction of new affordable housing. The program can also be used to rehabilitate existing housing and provide rental assistance to low-income families and individuals.