Bank Verbal Ability Test - 1

Directions: Choose the part of the sentence that has an error. If there is no error, mark (d).

(a) The lawyer told his client (b) that he would represent him (c) only if he pays up his fee. (d) No error

Directions: Choose the part(s) of the sentence that has/have an error. If there is no error, mark (D).

(A) Satyajit Ray, who conceived, co-authored (B) and directed a number of good films, was (C) one of India’s most talented filmmaker. (D) No error

Directions: Fill in the blanks by picking out the most appropriate words from the choices provided.

The _______ waters of the flood engulfed the whole settlement and the people had to be _______ by helicopter.

Directions: Choose the part(s) of the sentence that has/have an error. If there is no error, mark (D).

(A) Of all friends (B) I have had, he is the most helpful (C) and less arrogant. (D) No error

Directions: Choose the part(s) of the sentence that has/have an error. If there is no error, mark (D).

(A) Satyajit Ray, who conceived, co-authored (B) and directed a number of good films, was (C) one of India’s most talented filmmaker. (D) No error

The passage has most probably been taken from a

The second paragraph of the passage opens with a striking sentence. What method does the author employ to achieve his effect?

What figure of speech is used by the author to describe the humming bird?

Directions: Choose the part of the sentence that has an error. If there is no error, mark (D).

(A) Avinash is not so (B) good a batsman to (C) be selected for the national cricket team. (D) No error 

Directions: Choose the part(s) of the sentence that has/have an error. If there is no error, mark (D).

(A) Satyajit Ray, who conceived, co-authored (B) and directed a number of good films, was (C) one of India’s most talented filmmaker. (D) No error

Directions: Choose the part of the sentence that has an error. If there is no error, mark (D).

(A) Finally, after long years of hardship (B) he succeeded (C) which completely altered his outlook on life. (D) No error

Directions: Choose the part of the sentence that has an error. If there is no error, mark (D).

(A) What to speak of milk (B) even water (C) was not available there. (D) No error

Directions: Choose the part of the sentence that has an error. If there is no error, mark (D).

(A) My father told me (B) to go to the fair (C) and enjoy there. (D) No error

Directions: Choose the part of the sentence that has an error. If there is no error, mark (D).

(A) Hari was unhappy (B) that he would (C) not attend the marriage of his friend yesterday. (D) No error

Directions: Choose the part of the sentence that has an error. If there is no error, mark (D).

(A) Elections to American (B) President take place (C) every fourth year in November. (D) No error 

Directions: Fill in the blanks by picking out the most appropriate words from the choices provided.

The lepers were ________ in ancient days as the disease was considered a ___________.

Directions: Fill in the blanks by picking out the most appropriate words from the choices provided.

Mountain landscapes offer variety to the eye with the ________ roads winding up the sides, or _______ water foaming down the stones.

Directions: Fill in the blanks by picking out the most appropriate words from the choices provided.

________ books are those that are best not read since they are _________ and indecent.

Directions: Fill in the blanks by picking out the most appropriate words from the choices provided.

The _________ matron of the hostel put an end to the ________ meetings of the boarder with her boy friend.

Directions: Fill in the blanks by picking out the most appropriate words from the choices provided.

The _______ waters of the flood engulfed the whole settlement and the people had to be _______ by helicopter.

Directions: Choose the option that does not belong to the group:

Directions: Choose the option that does not belong to the group:

Directions: Choose the option that does not belong to the group:

Directions: Choose the option that does not belong to the group:

Directions: Choose the option that does not belong to the group:

Directions: Select the alternative that expresses the similar relationship as found in the pair of CAPITALISED words.

HAIR : HIRSUTE

Directions: Select the alternative that expresses the similar relationship as found in the pair of CAPITALISED words.

I : MINE

Directions: Select the alternative that expresses the similar relationship as found in the pair of CAPITALISED words.

CHANGE : INERTIA

Directions: Select the alternative that expresses the similar relationship as found in the pair of CAPITALISED words.

FOOD : GRAINS

Directions: Select the alternative that expresses the similar relationship as found in the pair of CAPITALISED words.

AUXILIARY : PRIMARY

Find the appropriate word from the given options and fill blank (iii).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (iii).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (vii).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (vii).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (v).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (v).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (iv).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (iv).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (i).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (i).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (x).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (x).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (ii).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (ii).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (viii).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (viii).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.

Find the appropriate word from the given options and fill blank (vi).

Directions: The following passage has some blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. 

The traditional method of managing credit risk is ____(i)____ diversification. Although ____(ii)____ credit risk through diversification is effective, institutions are often constrained by _____(iii)____ of diversification ____(iv)_____ on account of limited area of _____(v)_____. During the last few years, managing credit risk through selling assets by way of securitisation has _____(vi)_____ in popularity. The market for securitised assets has grown _____(vii)_____ in the last few years and is expected to grow further in the _____(viii)_____ years. This mode of credit risk mitigation is most _____(ix)_____ to loans with standardised payment schedules and similar credit risk characteristics such as housing loans, auto loans, credit card receivables, etc. Further, shedding loans through securitisation might _____(x)____ client relationship. In this context, credit derivatives provide a new technique for managing credit risk.