Indian Banking Awareness
Questions about banking operations, RBI functions, banking regulations, and financial instruments in the Indian banking sector
Questions
A bank run is __________.
- when people rush to withdraw funds from their bank accounts
- the banks which run successfully
- banks which are promoting on wheels
- when banks do door to door publicity campaigns
- none of the above
Which of the following terms approximately explain(s) the role of banks in an economy?
- Financial conglomerate
- Shadow banking
- Financial intermediaries
- Holding companies
- Both options 2 and 3
Which of the following is a type of interest rate swap?
- Trade contract
- Loan contract
- Finance contract
- Risk contract
- None of these
How much percentage is allowed by the Government of India to FDI in private sector banks?
- 74%
- 49%
- 100%
- 26%
- None of the above
In which of the following organizations has RBI sold its entire stake, except 1 percent?
- DICGC
- NABARD
- SIDBI
- National housing bank
- None of the above
RBI does not have its office in______________.
- Jaipur
- Bhopal
- Gulbarg
- Hyderabad
- Kanpur
SEBI allows retail investors to apply for shares of initial public offerings without the actual transfer of their funds. What is this facility called?
- Systematic transfer plans
- Systematic investment plans
- Hedge fund accounts
- ASBA
- None of the above
In view of banks, an effective marketing requires _______________.
- market research
- simple procedures
- customised products
- proper pricing
- all of the above
Which of the following pairs "Bank and its headquarters location" is not correctly matched?
- PNB - New Delhi
- Andhra Bank - Hyderabad
- Allahabad Bank - Kolkata
- Bank of India - Mumbai
- Dena Bank - Bangalore
NBFC is allowed to accept term deposits with minimum period of 12 months and the maximum period of ___________ months.
- 120
- 100
- 24
- 60
- None of these
The Reserve Bank of India's emblem carries the sketch of a tiger and a tree. What kind of tree is depicted in this emblem?
- Palm tree
- Cactus
- Banyan
- Banana
- None of these
Any company, which is a financial institution, having its principal business of financing the physical assets supporting productive/economic activity, is called ___________.
- investment company
- asset finance company
- trust company
- loan company
- none of these
Some public sector banks are being given additional funds by the government. What is the purpose for this funding?
- To distribute funds received from the World Bank.
- To maintain capital adequacy ratio as per norms.
- To remain classified as scheduled commercial bank.
- In terms of instructions from RBI.
- None of the above