Indian Banking Awareness

Questions about banking operations, RBI functions, banking regulations, and financial instruments in the Indian banking sector

13 Questions Published

Questions

Question 1 Multiple Choice (Single Answer)

A bank run is __________.

  1. when people rush to withdraw funds from their bank accounts
  2. the banks which run successfully
  3. banks which are promoting on wheels
  4. when banks do door to door publicity campaigns
  5. none of the above
Question 2 Multiple Choice (Single Answer)

Which of the following terms approximately explain(s) the role of banks in an economy?

  1. Financial conglomerate
  2. Shadow banking
  3. Financial intermediaries
  4. Holding companies
  5. Both options 2 and 3
Question 3 Multiple Choice (Single Answer)

Which of the following is a type of interest rate swap?

  1. Trade contract
  2. Loan contract
  3. Finance contract
  4. Risk contract
  5. None of these
Question 4 Multiple Choice (Single Answer)

How much percentage is allowed by the Government of India to FDI in private sector banks?

  1. 74%
  2. 49%
  3. 100%
  4. 26%
  5. None of the above
Question 5 Multiple Choice (Single Answer)

In which of the following organizations has RBI sold its entire stake, except 1 percent?

  1. DICGC
  2. NABARD
  3. SIDBI
  4. National housing bank
  5. None of the above
Question 6 Multiple Choice (Single Answer)

RBI does not have its office in______________.

  1. Jaipur
  2. Bhopal
  3. Gulbarg
  4. Hyderabad
  5. Kanpur
Question 7 Multiple Choice (Single Answer)

SEBI allows retail investors to apply for shares of initial public offerings without the actual transfer of their funds. What is this facility called?

  1. Systematic transfer plans
  2. Systematic investment plans
  3. Hedge fund accounts
  4. ASBA
  5. None of the above
Question 8 Multiple Choice (Single Answer)

In view of banks, an effective marketing requires _______________.

  1. market research
  2. simple procedures
  3. customised products
  4. proper pricing
  5. all of the above
Question 9 Multiple Choice (Single Answer)

Which of the following pairs "Bank and its headquarters location" is not correctly matched?

  1. PNB - New Delhi
  2. Andhra Bank - Hyderabad
  3. Allahabad Bank - Kolkata
  4. Bank of India - Mumbai
  5. Dena Bank - Bangalore
Question 10 Multiple Choice (Single Answer)

NBFC is allowed to accept term deposits with minimum period of 12 months and the maximum period of ___________ months.

  1. 120
  2. 100
  3. 24
  4. 60
  5. None of these
Question 11 Multiple Choice (Single Answer)

The Reserve Bank of India's emblem carries the sketch of a tiger and a tree. What kind of tree is depicted in this emblem?

  1. Palm tree
  2. Cactus
  3. Banyan
  4. Banana
  5. None of these
Question 12 Multiple Choice (Single Answer)

Any company, which is a financial institution, having its principal business of financing the physical assets supporting productive/economic activity, is called ___________.

  1. investment company
  2. asset finance company
  3. trust company
  4. loan company
  5. none of these
Question 13 Multiple Choice (Single Answer)

Some public sector banks are being given additional funds by the government. What is the purpose for this funding?

  1. To distribute funds received from the World Bank.
  2. To maintain capital adequacy ratio as per norms.
  3. To remain classified as scheduled commercial bank.
  4. In terms of instructions from RBI.
  5. None of the above