Multiple choice general knowledge

What is the minimum duration does a person should be hospitalized for getting medical reimbursement under medi-claim policy?

  1. 24 Hours

  2. 72 Hours

  3. 36 Hours

  4. 48 Hours
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A Correct answer
Explanation

Under standard medi-claim policies (now Health Insurance), the minimum hospitalization requirement for claiming reimbursement is typically 24 hours. This means the insured person must be admitted to hospital for at least 24 hours to qualify for reimbursement. Day care procedures that are completed in less than 24 hours have specific coverage lists. The 24-hour rule is a standard IRDA guideline to distinguish hospitalization from outpatient treatment.

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