When you co-own property but when somone passes away it is passed on to their beneficiaries

Under a tenancy in common, there is no right of survivorship, meaning that when a co-owner dies, their share of the property is distributed to their designated beneficiaries or heirs through a will or estate planning. In a joint tenancy, the deceased owner's share automatically transfers to the surviving co-owners instead. Severalty refers to sole ownership by one person, so co-ownership rules do not apply.