Multiple choice general knowledge culture jammu and kashmir jammu kargil ludhiana srinagar Reveal answer Fill a bubble to check yourself A,D Correct answer Explanation Jammu and Srinagar are the two major cities of Jammu and Kashmir union territory. Jammu serves as the winter capital while Srinagar is the summer capital. Kargil is in Ladakh (now a separate UT), and Ludhiana is in Punjab.