Multiple choice general knowledge

Which is a factual record of a borrower's credit payment history compiled from different credit grantors

  1. Credit Information Report

  2. Credit Investigation Report

  3. Credit Incident Report

  4. Credit payment Report

Reveal answer Fill a bubble to check yourself
A Correct answer
Explanation

A Credit Information Report (CIR) is a factual record compiled from different credit grantors that shows a borrower's credit payment history. It contains details of credit accounts and repayment patterns. The other terms - Investigation, Incident, or payment Report - are not the standard terminology used by credit bureaus.