Multiple choice

Directions: Choose the appropriate word or phrase and fill in the blank.

The man --------------- I owed money, demanded immediate payment.

  1. to whom

  2. whom

  3. who

  4. that

Reveal answer Fill a bubble to check yourself
A Correct answer
Explanation

The verb owe requires the preposition to (you owe money to someone). When using a relative pronoun for a person in this context, to whom is the correct formal choice. Using whom or who without the preposition would leave the verb owe incomplete.