Multiple choice Bank must refuse payment of a cheque, where cheque is not dated where cheque is stale i.e. date has expired payment has been stopped by the customer the cheque is not presented during working hours of bank Reveal answer Fill a bubble to check yourself C Correct answer Explanation Banks must refuse payment when a customer has formally stopped payment through a valid instruction. The other scenarios (an undated cheque, stale cheque, or presentation outside working hours) do not constitute valid grounds for automatic refusal.