Which of the following is not a function of a direct broker as per IRDA Regulations

A function of a direct broker as per IRDA Regulations is to assist clients in paying premium under section 64VB of Insurance Act, 1938. Other functions are:-  (a) obtaining detailed information of the client's business and risk management philosophy; (b) familiarising himself with the client's business and underwriting information so that this can be explained to an insurer and others; (c) rendering advice on appropriate insurance cover and terms; (d) maintaining detailed knowledge of available insurance markets, as may be applicable; (e) submitting quotation received from insurer/s for consideration of a client; (f) providing requisite underwriting information as required by an insurer in assessing the risk to decide pricing terms and conditions for cover; (g) acting promptly on instructions from a client and providing him written acknowledgements and progress reports; (h) assisting clients in paying premium under section 64VB of Insurance Act, 1938 (4 of 1938); (i) providing services related to insurance consultancy and risk management; (j) assisting in the negotiation of the claims; and (k) maintaining proper records of claims;