Multiple choice

Which of the following is not a priority sector advance?

  1. Retail loans with certain limits

  2. Housing loans with certain limits

  3. Real estate loans

  4. Small business

Reveal answer Fill a bubble to check yourself
C Correct answer
Explanation

Priority sector lending includes loans to agriculture, small businesses, housing (within limits), retail trade, and weaker sections. Real estate loans (commercial property, land acquisition) are explicitly excluded from priority sector as they are considered speculative. The other options are all classified as priority sector advances by RBI guidelines.