Directions: Choose the option that is the odd one.

'Laissez faire' refers to policy or practice of letting people act without interference especially used for business not being interfered in by governments. 'Caveat emptor' is a term used to say let the buyer beware “Ad valorem' is a phrase applied to certain duties and taxes levied on goods, property etc. (meaning proportionate to value). 'Coup de Grace' means finishing stroke, the blow that brings death to a sufferer. Mercantile bank indulges in banking operations. One can see that the first three teams, along with fifth, are used in context of business but the last term is used generally. Thus, option (4) is the correct answer.