This is an arithmetic sequence with the first term a = 36 and a common difference d = -4, requiring the nth term formula a + (n - 1)d to find the 48th term. Substituting the values gives 36 + (48 - 1) times -4, which simplifies to 36 + 47 times -4, or 36 - 188. The 48th term of the sequence is -152.