First, calculate the square roots to find $\sqrt{0.01} = 0.1$ and $\sqrt{0.1} \approx 0.316$. Substituting these into the original fraction gives $\frac{1 + 0.1}{1 - 0.316}$, which simplifies to $\frac{1.1}{0.684}$. Dividing $1.1$ by $0.684$ yields approximately $1.608$, which rounds to $1.6$.