Bank cards are issued to big organizations and corporations’ .Retails cards are issued to employees for travel and entertainment.

Bank cards are means of obtaining short term loan for a purchase. Retail cards are financial instruments with some stored value.

Bank Cards are issued by the banks eg: ICICI Credit Cards. Retail cards are issued by the Non-banks or private shopping malls eg: Private label cards

Bank Cards and Retails cards are issued by the banks eg: ICICI Credit Cards