MFA stands for Multi-Factor Authentication, a security system that requires more than one method of authentication from independent categories of credentials to verify the user's identity for a login or other transaction. It adds an extra layer of security by combining two or more different factors: something you know (password), something you have (security token), or something you are (biometric verification). Option A incorrectly uses 'Maximum' and B incorrectly uses 'Minimum', while D is less standard without the hyphen.