To answer this question, you need to be familiar with the names of different banks. Let's go through each option to determine which one starts with the letter "U":
Option A) Indian Bank - This option does not start with the letter "U", so it is incorrect.
Option B) Vijaya Bank - This option does not start with the letter "U", so it is incorrect.
Option C) Punjab National Bank - This option does not start with the letter "U", so it is incorrect.
Option D) United Bank of India - This option starts with the letter "U", so it is correct.
The correct answer is Option D) United Bank of India. It is the bank that begins with the letter "U".