Multiple choice general knowledge

Payment of the provider by the patient with subsequent reimbursement of the patient by the insurance company characterizes the ______________ form of insurance

  1. service benefit plan

  2. indemnity

  3. Self-insurance

  4. direct contracting
Reveal answer Fill a bubble to check yourself
B Correct answer
Explanation

In indemnity insurance, the patient pays the healthcare provider first and then submits a claim to the insurance company for reimbursement. This differs from service benefit plans where the insurer pays providers directly. The indemnity form puts the upfront financial burden on the insured.

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