Multiple choice general knowledge

Most employee-spnsored group health insurance plans are

  1. Contributory

  2. Non contributory

  3. Fully Insured

  4. None of the Above
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A Correct answer
Explanation

Most employer-sponsored group health plans require employees to share premium costs through payroll deductions, making them contributory rather than fully employer-funded. Non-contributory plans (where employers pay 100% of premiums) have become rare due to cost containment. The contributory model aligns employee interests with cost awareness.

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