Multiple choice general knowledge

Which of the following organization was set up to maintain a database on Individual's Credit records?

  1. ONICRA

  2. ICRA

  3. CIBIL

  4. CRISIL
Reveal answer Fill a bubble to check yourself
C Correct answer
Explanation

CIBIL (Credit Information Bureau India Limited) was established in 2000 as India's first credit information company. It maintains credit reports and scores for individuals based on loan repayment history, credit card usage, and other financial behavior. ICRA and CRISIL are credit rating agencies for companies, while ONICRA provides background verification services.

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